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Documentation Needed (Purchase)
• Clear copy of ID
• Clear copy of Social Security card
• Last 2 years W2’s and/or 1099’s
• Last 30 days paystubs
• Last 2 years 1040 tax returns
• If Self-Employed: Last 2 years Corporate returns and K1’s
• Lease agreements for all rental properties (if applicable)
• 2 months most recent bank statements
• Any large deposits must be sourced and seasoned
• Must include ALL PAGES
• Must have name, full account number and institution visible
• Screen prints NOT acceptable
• Most recent retirement statement (if applicable)
• Most recent quarterly statement
• If using as funds for closing, include terms of withdrawal
• Gift funds (if applicable)
• Must be from an acceptable source
• Acceptable gift letter
• Provide evidence of donor’s ability – (Source and season person giving gift with bank statements)
• Document the transfer of gift funds
• Fully executed Purchase Agreement
• Estimated HUD from escrow (with contact info) showing buyer & seller costs
• HOA contact info (if condo/PUD)
• Bankruptcy Papers – all schedules and discharge papers (if applicable)
• Divorce Decree – must be a certified copy OR signed by courts (if applicable)
• Child Support Order – 3 mos evidence of receipt (if applicable)
Documentation Needed (Refinance)
• Clear copy of ID
• Clear copy of Social Security card
• Last 2 years W2’s and/or 1099’s
• Last 30 days paystubs
• Last 2 years 1040 tax returns
• If Self-Employed: Last 2 years Corporate returns and K1’s
• Lease agreements for all rental properties (if applicable)
• 2 months most recent bank statements
• Any large deposits must be sourced and seasoned
• Must include ALL PAGES
• Must have name, full account number and institution visible
• Screen prints NOT acceptable
• Most recent retirement statement (if applicable)
• Most recent quarterly statement
• If using as funds for closing, include terms of withdrawal
• Mortgage statement
• Property Insurance Declaration page with contact info
• Mortgage Note (if applicable)
• HOA contact info (if condo/PUD)
• Bankruptcy Papers – all schedules and discharge papers (if applicable)
• Divorce Decree – must be a certified copy OR signed by courts (if applicable)
• Child Support Order – 3 mos evidence of receipt (if applicable)
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